Off-planExample listing

Azure Terraces

Estepona · Costa del Sol

From €395,000
Example image: new-build apartments with terraces and a shared poolExample image: new-build villa with pool and sea view
STATUS
Completion Q2 2028
BEDROOMS
2–3 beds
BUILT AREA
92–168 m²
TERRACES
24–110 m²
ENERGY RATING
A

About the development

Two- and three-bedroom apartments with sea views, 500 m from the beach. This is an example listing used while the site is being built: the project, its units and its figures are invented to show how a development page works.

Units and prices

Payment plan

30%
70%
On contract (including reservation)30%€118,500
During construction0%€0
On completion, at the notary70%€276,500

Amounts based on the lowest price in the development.

The listing states that payments before completion are covered by a bank guarantee or insurance. Your lawyer should check the certificate for each payment. How deposit protection works

How you are protected

BEFORE COMPLETION

Every stage payment guaranteed

Money you pay before completion must be covered by an aval bancario or insurance and paid into a special account used only for the construction. If the home is not built or not finished on time, you are repaid with interest.

AFTER COMPLETION
  • 10Structure · 10 yearsFoundations, beams, slabs and load-bearing walls, backed by the compulsory seguro decenal.
  • 3Installations · 3 yearsDefects that affect habitability: waterproofing, plumbing, electrics, insulation.
  • 1Finishes · 1 yearPaint, tiling, carpentry and fittings, claimed from the builder.

Liability periods under art. 17 of Ley 38/1999 (LOE), counted from the formal acceptance of the works. How guarantees and warranties work

What it costs to buy

Price€395,000
IVA (10%)€39,500
Stamp duty, AJD (1.2%)€4,740
Notary and land registry (estimate)estimate€3,160
Independent lawyer (estimate)estimate€4,780
Total cost€447,180

About 13.2% on top of the price in Andalucía.

New-build purchase from the developer in Andalucía, buyer without main-home reductions, as of 16 Oct 2026.Work out costs for another price

Comparing with an older home? See the ten-year cost of new build vs resale

Letting this home

LETTING TO TOURISTS · COSTA DEL SOL

Register: Registro de Turismo de Andalucía, by declaración responsable

  • Town halls may cap tourist homes per building or zone (Decreto 31/2024) and make tourist use depend on express permission in their planning rules (Decreto-ley 1/2025).
  • Air conditioning is required in bedrooms and the living room if the home is let in summer.

Town halls add their own rules and change them often. Confirm with the town hall and the regional tourism department before you buy. Position as of 16 Oct 2026. Tourist licences region by region

EVERYWHERE IN SPAIN

  • In a building with a community of owners, a new tourist rental needs the community's express approval by three-fifths of owners and quotas (since 3 April 2025).
  • Long-term lets follow the LAU: for an individual landlord a tenant can stay up to five years, and the deposit is one month's rent.
  • Spain taxes rental income of non-residents at 19% (EU/EEA) or 24% (others) through IRNR.

Letting long term · Net rental yield

Features

  • Communal pool
  • Sea views
  • Beachside
  • Lift
  • Gym
  • Gated community
  • Underground parking
  • Storage room
  • Air conditioning
  • Underfloor heating
From€395K Ask an advisor